Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Aug 14, 2008

All story lah!!

kaDusMama is finally back to blogging after 1 day off from working and blogging. Yeah!! (haha!! sendiri ke'happy'an). As much as i wanted to jot lots and lots of word for my entry, i just cannot think what to write or better known, i have no idea what to write at all..
Well..since I've nothing much to tell about today's event, why not I tell you about my 'so called' rest day yesterday..I finished checking the minutes (for meeting) around 2.30am..and at 6.50am, I have to wake up to prepare son to school..daughter was up early too but thank god she decided to join me to sleep after son went to school (nasib baik hubby hantar Isaac this time). I woke up (again!!) around 10.30am, showered and had to cook pulak. After cooking, i went out to service my car (which i only service once a year!! hahaha)! Crazy me, i only service my car once a year you know..not that i don't want to maintain my car properly, but...it took me almost a year to reach the 5000 mileage...Hehe
Well getting my car service was really a long business. I went to the workshop around 1.15pm and everything was done only after 4.30pm. While waiting, i was in the verge of getting my head knocked at the table edge as i was super..super sleepy and drowsy. Nasib baik the workshop boss was in a mood to tell me about his trip to Japan, Korea, China, Thailand and others that i don't really remember. I think i will embarassed myself by sleeping in the workshop if not because of the boss..
Well, long story cut to short, my car cost me a bomb again this time. Aiyoooo..imagine paying RM580 for a regular service??? Die!! But..why is it soooo expensive?? Not that i drive mercz or BMW pun, its only an old kembara..well here is the details..
  • Spark Plug = RM85 (for the fuel burning efficiency..ahaks!!)
  • Auto oil = RM38 per bottle and my car need 4 bottles of it. so the total is = RM152
  • Coolant for radiator = RM30
  • Engine oil = FOC (last time the boss say he will give me free engine oil mah!! haha) if i have to pay for this, i need to add another RM130 oh!!
  • Tyre allignment = RM25
  • Cam Setting (its for the two front wheel) = RM110 (don't bum those big 'lubangs' on the road or else your will risk more of your money for the tyre setting.
  • My window bracket which went kaput 3 months ago = RM145
  • Labour charge = RM40.00

The total amount i have to spent was RM587 (discount RM7!! duh!! kasi lah diskaun banyak sikit!! i give their shop business what!!) Everytime my car had a probs, i surely will return to the same workshop to get my car fixed, so i think the boss should give me more discount whenever i serviced my car there..hahaha!! Anyway, while waiting for the mechanic to do a test drive to ensure everything was done accordingly, the 'not so leng cai' boss (hahaha!! kidding!!) told me, yesterday morning, there was this lady came to the workshop to get her sport car fixed. She drove a Peugot (spelling???) and apparently her car experience this shaky stearing probs whenever she drove her car around. So she went to this workshop to get her car fixed. The boss told her she only need to change 1 thing which was her ... 'forgot the name'. Sorry geng, i don't remember the part name lah..but it is use to channel the electric power to her spark plug. So yeah, she only need to change that and guess how much she had to pay for the part..??????

RM1800.00!!!!!!!!!!!!

CRAZY!!!! Uh la la..i saw the husband came to pay the boss for the work done and punya senang lah he pay RM1800.00 in cold hard cash! phewww...sure lah super rich people kan..

Anyway, the workshop boss advised me never ever buy Peugot or Citroen (spelling again??) car unless i have at least few thousands of ringgit in case the car has a probs. He told me every part of this two brand car will cost you your head..(not your arm or your limb).

Eventhough my car gave me this headache after getting it serviced, at least it didn't reach the 'K' amount..right?? Well, that the cost that I've to pay for driving a 4wd car..Don't play play oh! The recent probs my car had was this broken shaft's bearings which cost me around RM900 for 3 biji bearings. DIE!! So if possible, don't ever drive a 4wd car..hahaha (It was my hubby's idea to let me drive my car now!) It is very costly and can kill you..this past 2 years alone, I already spent around RM10k just for my gearbox, shaft, starter and others (forgot already)..crazy sekali!

Now, i only have to wait until middle of year 2009 to get my dear kembara serviced again! ekeke! Oh! After I finished with my car, went back home to cook dinner, and by 11.00pm, I was so weak (no energy at all), i fall asleep without even brushing my teeth and wash my face. Funny is, if i didn't wash my face or brush my teeth, I will automatically wake up 1 hour after sleep to get my regular deed done. So yeah..i did woke up in the middle of the night to brush my teeth. Didn't manage to sleep peacefully as i was disturbed by my itchy throat which caused me to cough continuously until 1 hour past dawn (as if i got batuk kokol saja)..

But..so far my day today has been good! Still have this itchy throat and blocked nose, but I only nod few times (The flu meds caused me to be drowsy) while doing my work. Hope I will be able to sleep peacefully tonight....and lastly..for all of you who wish me for my well being!! TENKIU ! THANK YOU VERY MUCH!! Glad that so many people do care about me! *muah*

*DUH!! No idea konon to write post konon!! Sekali panjang menjela2 pulak!!!

Aug 6, 2008

Debts! Debts! Go away..

Who doesn't like the $$$ sign, raise up your hand?? Anybody?? Somebody?? Ok!! Nobody! I don't think there is people out there who doesn't like $$. If you ask me, I will tell you I LOVE MONEY VERY..VERY MUCH!! !! But sad to tell, I don't have so much money for myself. If only I earned big figure salary every month or strike big in jackpot...
Ok! Ok!! I'm not going to tell you anything about earning extra money or whatsoever. I'm here to ask you if you have a debts that gave you a hell of headache every month. It doesn't matter what kind of debts you have; credit card, house loans, car loan or personal loan. Have you ever wish you are a debt free person at this moment?? Yeah..I wish I am too. Since the fuel price hike few months ago, I noticed my credit cards expenditure have escalated to the point that make me really scared. The more I spent with my credit cards, the more debts accumulated for me to pay every month and that mean less money for me to keep for my saving. Don't you hate the evil 'plastic money = credit card' which is so easy to use and tend to make us forget how much we have actually spend in a day?
Actually, I'm planning to settle all my credit card debts as soon as possible because I don't want my debt to grow and grow until it become too much for me to bear. My only problem is, I don't know where to get a consulatation on how to manage my financial plan and lead me to be a debt free person. Do you think there is a debt free consulatation offered somewhere around here?? Is there any debt loans available for those who plan to settle their debts? Well, if any of you know where I can find a centre that provide financial consultation, please let me know about it. It is time for me to get rid from all the debt burden I've been carrying for the past few years.

Aug 1, 2008

I'm your best friend, am I??

It is early of the month and you’ve just got your pay check when your friend who never call you for like 10 years suddenly ring you to ask about your health. Hmmm…something is wrong somewhere. But being a good friend you are, you didn’t hang-up the phone right away but still talk politely to your friend. Imagine your conversation will be like this : *Toot..Toot…(phone ringing)*
You : Hello? Friend : Hello my dear friend. How are you??? You : Erk??? Who is this?? Friend : Hey it’s me, your dear friend in high school (Duh!! Like you still remember about that friend!!) You : Oh! You..yeah watsup?? Friend : I’m just wondering how are you now. You : I’m good. Thank You.. Friend : How is your grandma then?? You : (??) Ok!! Spit it out. I know you didn’t call me to ask about my grandma. She was dead long time ago. What do you want? Friend : Mmmmmm..I’m your good friend, am I?? You : Yeah! Yeah! What is it?? Friend : Actually I need to borrow some money from you. You : I already figure that out earlier. How much?? (maybe 100 or 200) Friend : Not much! I only need $5000.00 You : WHAT?????????????? Friend : Hey, I’m your good friend, right??
In this kind of situation, what do you think you will do if your friend suddenly wants to borrow money from you???? Do you think you will hang-up the phone?? Or maybe you will scold your friend like there is no tomorrow? Or maybe you will tell him to buzz off (Anyway, is not like he is your best friend)?
If I have to be in this kind of situation, I won’t tell him to kill himself and go to hell. Hehe! I will only need to tell him that I don’t have the amount of money he wanted to borrow. But…(yes! There is a but here). I will tell him to apply the cash advance payday loan and spare me from the headache of finding a way to help him to get the money he needed when I, myself don't have so much cash. The bonus here is, I won't have to worry if he didn't pay me back the money as it is not exactly my money, right? Hehe
So, what do you think you will do if your old friend suddenly come to borrow quite a big sum of money from you??

*kepala bengong now..cannot think what to write.. :)